Everyone needs insurance nowadays. Even if you don’t have health or home insurance, a life insurance is a must for all. To help you decide on your final investment plan, you need the help of a great insurance advisor. But it is very difficult to find the perfect insurance advisor for your investment policy among so many advisors. As a client trusting someone with money, you need to research all the advisors you have shortlisted.
Ali Asgar is a Delhi-based LIC agent who has been awarded a gold medal. He is also a receiver of many renowned awards like the MDRT Award, Shatakveer Award, Top 30 Award, and numerous other non-renowned ones. These have helped Ali Asgar and his team to successfully garner the attention of clients. The team of professionals lead by Ali Asgar himself helps you find the LIC policies best suited for a financially stable future for you and your family.
According to Ali Asgar, certain qualities will help you pick the best advisors. Here are the list of qualities which has made Ali Asgar the best LIC agent
Client’s First Approach
If you are dealing with a good advisor, he or she will always take out time from their busy schedules to sit with you and understand your demands. As a client, you also need to be ready to answer some personal questions that will help them to gather some knowledge about your financial capability and stability. This way, he will understand your needs better and suggest insurance policies to you accordingly.
Good Customer Service
Nothing is better than having great customer service. Standing by you during your bad times and helping you make that perfect claim at the dark times is the main goal of a good advisor. If your advisor lacks the proper knowledge of all the formalities that need to be filled at the time of an emergency, never keep him as your advisor. After all, a life insurance policy is made to help you in the tough times, to begin with, and if this criteria is not met, you should look for another advisor.
One common trait of all reliable insurance advisors is that they are energetic when they speak and have high motivation. They are very responsible about their work, and all exceptional advisors are fluent with all the details of a particular insurance policy. Only a person who is really committed to this job can excel at being that type of advisor.
Thorough Product Knowledge
You need an insurance advisor because most clients lack the knowledge of which plan is best for them and then invest in something else without optimizing the result. As a result, it might incur a loss. But if you get an advisor who is adept in the knowledge of insurance policies, you will be in great hands. A fantastic investor lets you know all of the policy’s pros and cons.
Lastly, you need to be honest about your financial status with your insurance advisor and expect 100% transparency from him. Honesty is the best policy for this job!